Williams filed suit under both the Oklahoma Consumer Protection Act, (OCPA) (15 O.S. 751 et seq.), and the Fair Credit Reporting Act, (FCRA) (15 U.S.C. 1681 et seq), alleging Defendant credit reporting agency wilfully and maliciously refused to correct his credit report.
HELD: Willaims' FRCA claim is regulated by the Federal Trade Commission. The OCPA, in turn, exempts all claims that are regulated by other agencies. Therefore, because the FTC regulates Williams' FRCA claim, he cannot proceed under the OCPA.
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